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Can My Credit Card Deny a Claim?

💳 Yes, claims may be denied for reasons like fraud, exceeding rental limits, or late filing. Verify your credit card policy for details.

Updated over 3 months ago

💳 Can my credit card deny a claim?

Yes, credit card companies can deny claims based on specific rules and conditions outlined in your agreement.

📌 Common Reasons for Claim Denials:

  1. Fraudulent Claims: Claims found to be false or misleading.

  2. Exceeding Rental Period Limits: The rental exceeded the maximum period covered by your credit card policy.

  3. Unauthorized Drivers: Damage occurred while the vehicle was driven by someone not listed on the rental agreement.

  4. Incomplete Payment: The full rental cost wasn’t paid using the credit card in question.

  5. Client Not in Good Standing: Your credit card is over the limit or inactive.

  6. Delayed Claim Filing: The claim wasn’t opened within the required timeframe.

📌 What Should You Do?

  • Review your credit card agreement carefully to understand the terms and conditions.

  • Contact your credit card company directly for clarification on eligibility and claim procedures.

📌 Important Reminder:
To avoid uncertainty, consider Globe’s CDW+PAP protection for full peace of mind and hassle-free claims.

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