💳 Will a credit card claim affect my benefits or lead to card cancellation?
📌 No Negative Effect for Standard Claims:
A single claim typically has no negative impact on your credit card benefits or account status.
This is a common misconception, and many clients hesitate to file claims unnecessarily.
📌 Potential Risks of Abuses:
Excessive or abnormal usage, such as multiple major claims within a year (e.g., 3 or more), could lead to your card being flagged.
In extreme cases, the card issuer may review or cancel your account if abuse is suspected.
📌 What to Do:
Refer to your credit card agreement for detailed terms and conditions.
Contact your card issuer directly for clarification on claim limits and potential effects on your account.
📌 Globe’s Recommendation:
Rest assured, a standard claim won’t affect your benefits or lead to cancellation when used responsibly.
For peace of mind, consider Globe’s CDW+PAP to avoid concerns about credit card claims altogether!