💳 Can I use my personal insurance for my rental?
Yes, if you have an automobile insurance policy issued in Canada or in the United States, and it is transferable to a rental vehicle with collision damage coverage.
📌 Requirements:
The policy must be under your name.
You must present written proof of unexpired coverage at pick-up, specifically indicating rental car coverage.
Important: Wallet-sized insurance cards are not sufficient.
📌 Verify Coverage:
To ensure your policy covers rental vehicles:
Contact your insurance provider or review your policy.
For Canadian Insurance: Verify that it includes Clause FAQ27, Chapter B, which is required for collision coverage in rental vehicles.
📌 Consider the Risks:
Using your personal insurance may come with limitations and risks. Claims can increase your personal premiums, and coverage might not fully protect you.
📌 Our Recommendation:
For peace of mind, consider our Collision Damage Waiver (CDW):
The most affordable, safest, and most popular way to protect your rental vehicle from damage or theft.
Protects you fully without affecting your personal insurance.
📌 Learn More:
View our comparison table to see the benefits of our CDW versus personal insurance.